A heartfelt CONGRATULATIONS!
in starting this exciting new phase of your life’s journey!
I am here to help you understand your options
954.417.2030
We are committed to empowering choices through education
I’m here to help you understand your options, in plain language, so you can choose what fits your
health, your budget and your life.
Call me with any questions: 954.417.2030
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2027 Medicare Options at a glance
A strategy worth knowing
High-Deductible Plan G
High-Deductible Plan G offers the same benefits as Plan G after you meet a yearly deductible ($2,950 in 2026; Medicare announces the 2027 amount each fall). Its premium is usually much lower than regular Plan G.
Some clients choose it and put the premium savings into their own savings account each month, building a reserve for the deductible if they ever need care. It gives them the freedom of Original Medicare and a Medigap plan, with a known maximum yearly cost for Medicare-covered services.
It isn’t right for everyone. It may fit people who are generally healthy and can set money aside. It may not fit people who need frequent care or can’t build a reserve. Download the full guide below and call me to see whether it fits you.
Before you choose:
check for extra help
If your income is limited, you may qualify for help paying Medicare premiums and costs through Medicare Savings Programs or Extra Help with prescriptions. People with Medicaid generally don’t need, and usually can’t be sold, a Medigap policy. Let’s check this first.
Timing matters in Florida
Your best time to buy a Medigap policy is during your Medigap Open Enrollment: the 6 months starting when you’re 65 or older and enrolled in Part B. After that, insurers can usually ask health questions and may decline coverage.
Key dates: Fall Open Enrollment, October 15 – December 7, 2026 (Medicare Advantage and Part D
changes for January 1, 2027) · Medicare Advantage Open Enrollment, January 1 – March 31, 2027.