Seniors

Just starting?

Learn about the basics and get help understanding the types of coverage available to you
Understand the basics, but you’d like help figuring out what fits your needs?
Learn more about choosing a plan that suits your needs and lifestyle
We can educate you on your options including:

• ​Medicare Supplement Plans
• Medicare Advantage Plans
• Medicare Prescription Drug Plans
• Original Medicare (Parts A and B) Only

​Already familiar with what you want and ready to shop?

Tap Here to review and shop for plans. While browsing, call us and we can walk you through what it all means.

We are here to help! (954) 661-3833

A government sponsored health insurance. People with Medicare are 65 +. Also available to those under 65 with certain disabilities or end stage renal disease.

Part A

Hospital, Hospice, Rehab, Skilled Nursing Benefits

Part B

Physician care, outpatient services and Medical benefits.
Optional Coverage

Part D

Prescription Drug Coverage

Part E

Miscellaneous Provisions including Medigap coverage and Medicare cost plans.

Independent insurance companies are contracted with the Federal Government to manage the healthcare of their members by providing both traditional Medicare benefits and more.

Part A + Part B

Medicare Advantage Plans must cover Part A and Part B benefits.
Additional Benefits Included

Part D + More

Many plans include Part D prescription drug coverage and additional benefits like vision, hearing, and dental.

A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.

Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S.

If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.

A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.

Medigap policies don’t cover everything.
Medigap policies generally don’t cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.

Medicare fraud and abuse can happen anywhere, and usually results in higher health care costs and taxes for everyone. Some examples include:

• A provider that bills Medicare for services or supplies they never gave you, like charging you for a visit you never had, or a back brace you never got.
• A provider that charges Medicare twice for a service or item that you only got once.
• A person who steals your Medicare number or card and uses it to submit fraudulent claims in your name.
  A company that offers you a Medicare drug plan that Medicare hasn’t approved.

How to spot & prevent Medicare fraud & abuse

You can help spot and prevent Medicare fraud and abuse by:

• Comparing the dates and services on your calendar with the Medicare statements you get to make sure you got each service listed and that all the details are correct.
• Checking your claims early.
• Checking the receipts and statements you get from providers for mistakes, and calling your provider’s office if you think a charge is incorrect. The person you speak to may be able to help you understand the services or supplies you got, or they may realize a billing error was made.
• Knowing what a Medicare health or drug plan can and can’t do before you join.

Protect your Medicare Number and your Social Security Number

like it’s a credit card.

Become familiar

With how Medicare uses your personal information. If you join a Medicare health or drug plan, the plan will let you know how it will use your personal information.

Remember

Medicare will never call you to sell you anything or visit you at your home.

Learn more about Medicare and recent scams by tapping Medicare.gov

If you feel you have been scammed, please call now 1-800-MEDICARE (1-800-633-4227)

Your card has a Medicare Number that’s unique to you — it’s not your Social Security Number. This helps protect your identity.

The card shows:

• You have Medicare Part A (listed as HOSPITAL), Part B (listed as MEDICAL), or both.
• The date your coverage begins.

Learn more about your card from Medicare.gov